Zoho books vs XERO accounting


Xero and Zoho books have the same feature to automatically import bank statement from your bank account. The invoicing, bills and receipt modules are also similar. The two online accounting applications also allow to manually add manual journals to the bookkeeping.

Expense claims

XERO provides a module for expense claims included in XERO itself. On the other hand, you must subscribe to Zoho expense, if you want to manage the workflow (authorization, approval) of expense claims in Zoho. It is an additional subscription on top of Zoho books. For sure, the expenses reported in Zoho expense claim are reported into Zoho books.

Asset management

XERO has a module to manage the assets of a company and once again it is included in XERO. On the other hand, Zoho inventory is a standalone module of Zoho. There is an additional subscription to Zoho inventory. However, I think the ZOHO inventory application is more powerful than the XERO inventory module.

 the pricing model differences

The Zoho books “professional” product accept the use of multiple currencies for $29 / month. If a user wants to get the same feature in XERO, it costs $70 / month. Consequently, people who receive invoices and bills in different currencies should opt for Zoho. However, if your company has assets or has an expense approval workflow, Zoho is much more expensive than Xero because Zoho inventory and Zoho expense require a separate subscription. Note that XERO does not offer a yearly subscription.

The entry offer of XERO allows 5 contacts (vendors/customers) and the Zoho books 50 contacts.


“Zoho books” is available in different languages. For instance, It is possible to get Zoho Books in French from France. On the other hand, XERO is in English only.

Project manager

XERO includes a project management module.

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