Epayservice review- EUR & USD virtual or plastic prepaid mastercard

Epayservice provides a plastic or a virtual MasterCard in euro or in US dollars. It is possible to order two mastercards, one in euro and one in USD and on top of that it is possible to have a virtual bank card. Every account comes with two wallets: one in US dollar and one in Euro. It is possible to move money from one wallet to another. You can transfer money to your wallets using a SEPA transfer or a SWIFT transfer for US dollars. If it is a SEPA transfer, the money will be cashed in into the euro account in 3-4 days. It is the result of our SEPA transfer test. Epayservice sends you notifications when they perform maintenance of their system and there is no surprise. Inactivity fees are low: $0.50/month. On the other hand, with entropay,  we found a $5.00/monthly inactivity fee.

Our opinion

We use Epayservice since 2 years. We never faced any issues with the Epayservice debit card. It has no 3D secure and it makes it easier for payment. Also Epayservice respects our privacy and the support team never asked us to justify any purchase or any revenue. We have been able to use the Epayservice debit card with major websites like Amazon, Google, Netflix among others. The smartphone application is really handy and it is easy to move money from wallet to wallet or wallet from/to debit card. We noticed we could get several debit cards but we never used the feature.

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A Mobile phone application

Epayservice has an android and an iPhone application from where you can perform all the transactions like topping up your mastercard.

The Plastic and virtual prepaid Mastercard

It is a classic MasterCard with your name on it. We used it extensively and we never had issues with it. The plastic prepaid MasterCard looks cheap and has a simple design. I am very happy about it. I prefer a company to invest in the reliability of their service (website, mobile app.) rather than the design of their prepaid card. When you want to get more money for your MasterCard, you just need to top-up your MasterCard from one of your wallets. For instance, you can top up a euro Mastercard from your US dollar wallet. Recurring billings of the MasterCard are listed in your account and it is useful. I also liked the detailed description of the purchases. The money is never lost if you don’t use the card. You can send it back to the wallet.

Advice

If you use a VPN, ensure that you didn’t open the Epayservice website in your browser, otherwise, their program will think that you try to hack an account from a remote place.

Money Transfer Fees

Money Transfer US (ACH & DirectDeposit)
Deposit fees: 1% – minimum $10
withdraw to a US account:  $10 US

WIRE transfer (SWIFT)
Deposit fees: 1% – minimum 25 USD
Deposit in local currency: free

SEPA transfer
Deposit fees: 1% – minimum 25 euros
Withdraw to personal account: 30 euros
Withdraw to business bank account: 0,5% + 40 euros

Prepaid card fees

Prepaid ePayService Mastercard® Standard
USD EUR
Card Issuance & Activation of the ePayService Mastercard® Standard USD FREE
Minimum Daily Load Limit $1.00
Maximum Daily Load Limit $5,000.00
Currency Exchange (FX fee) 1.75%
ATM Withdrawal Fee per transaction $1.50
ATM Withdrawal per transaction: $3000
Maximum number of loads per day 10
Maximum balance $5,000.00
ATM Balance Inquiry $0.50
Fee for an inactive ePayService MasterCard card $0.50
Delivery method
Regular Mail FREE
Express Delivery $70
Daily spend limit: $5000 (ATM & POS)

Prepaid ePayService Mastercard® Premium
USD EUR GBP
Card Issuance & Activation of the ePayService Mastercard® Premium USD FREE
Minimum Daily Load Limit $1.00
Maximum Daily Load Limit $10,000.00
Currency Exchange (FX fee) 1.75%
ATM Withdrawal Fee per transaction $1.50
ATM Withdrawal per transaction: $3000
Maximum number of loads per day 10
Maximum balance $10,000.00
ATM Balance Inquiry $0.50
Fee for an inactive ePayService MasterCard card $0.50
Delivery method
Regular Mail FREE
Express Delivery $70
Daily spend limit: $10000 (ATM & POS combined)

Prepaid ePayService Mastercard® Virtual Single
More about ePayService Virtual
USD EUR
Card Issuance & Activation of the ePayService Mastercard® Virtual Single USD (depends on initial amount) from $1.00 to $20.00
Minimum Daily Load Limit (initial) $1.00
Minimum initial load value $3,500.00
Currency Exchange (FX fee) 1.75%
POS /Online Purchases FREE
Maximum number of loads 1
Custom initial amount fee $3.00
Maximum balance $3,500.00
Maximum amount of active cards up to 10
Important! Card will be valid for 2 months

Prepaid ePayService Mastercard® Virtual Multi
USD EUR
Card Issuance & Activation of the ePayService Mastercard® Virtual Multi USD FREE
Minimum Daily Load Limit $1.00
Maximum Daily Load Limit $5,500.00
Maximum cumulative load value per year $600,000.00
Currency Exchange (FX fee) 1.75%
POS /Online Purchases FREE
Maximum number of loads per day 10
Maximum balance $5,500.00
Maximum amount of active cards up to 3
Card is valid for 6 months

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