Mycard2go review – euro virtual or plastic visa card

The Mycard2go visa card is a euro visa card that is delivered to the customer as a plastic card or a virtual card. Behind mycard2go, there is the Wirecard which is a licensed German bank. Wirecard also issues the debit cards from Payoneer. It is a cheap visa card in terms of yearly fees. Nevertheless, we noticed a 4.95 euros fees on withdrawal at the ATM. We found a bottleneck. The monthly top-up limit from a bank transfer is 5000 euros only. However, taking into account that the yearly limit is 30000 euros, the limits of the mycard2go visa card is very much like a classic visa card with a 2500 euros monthly limit.

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Plastic card:

Card price 9,95 € Ultimate version annual fee: 9.95 euros
Payment via bank transfer: 1 euro
Top-up: 1 euro
ATM withdrawal fee: 4.95 euros

Virtual card:

Monthly fee! 0.50 euros
Payment via bank transfer: 1 euro
Top-up: 1 euro
Maximum balance: 10,000 euros
Maximum yearly spending: 30,000 euros

Limits from mycard2go virtual and plastic ultimate euro visa card:

Maximum balance: 10,000 euros
Maximum yearly spending: 30,000 euros
Maximum top-up per day: 5000 euros
Maximum top-up per month: 10,000 euros
Maximum top-up per year: 30,000 euros

Atm withdrawal per day – 1.000 €
per week – 2.000 €
per month – 5.000 €
per year – 10.000 €

Maximum top-up per bank transfer:
Per month: 5,000 euros
Per year: 30,000 euros

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